Your income barely covers your monthly bills, you just financed a new SUV, the kids need braces, and you have $5,000 in consumer debt—but darn it, you work hard and deserve a vacation! Can you relate to this sentiment? As summer gets into full swing and your friends and coworkers rhapsodize about their upcoming cruises and road trips, it’s easy to start thinking you have a “right” to a vacation of your own. And that, says financial planner Diane McCurdy, is when the temptation to whip out the credit card starts to seem reasonable.
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