Twenty Key Strategies for Making Enough

Peace of mind is your reward for following the How Much Is Enough? program. If you’re on track for your Enough Number, enjoy today’s pleasures without worry. If you’re not on track, you’ll know your choices for doing what you have to do. It may be as easy as saving a few more dollars a month.

From How Much Is Enough? here are twenty strategies to put you on track and keep you there.

1. If you know what you want, you can get it.
2. It’s never too late—or too early—to start financial planning.
3. A little is better than nothing.
4. Any interest you pay is money you can’t spend on yourself.
5. Clearing up debt is short-term pain for long-term gain.
6. Make compound interest work for you, not against you.
7. Pay yourself first: take at least 10% off the top to save and invest.
8. Registered retirement plans put more money in your hands and registered education plans put more money in your children’s hands.
9. Revisit your wish list to refocus on what you’re aiming for.
10. If you didn’t want something in the first place, it’s not a deal no matter how cheap it is.
11. Never hand over financial control—no one else cares about your future the way you do.
12. Get rich slowly—put your money regularly into solid investments.
13. Markets go up and down. Don’t panic.
14. Invest only in things you understand and feel comfortable with.
15. If you miss an opportunity, there will always be others.
16. Borrow only for things that appreciate in value (except for your first car).
17. A financial advisor can make sure you’re making the most from your money.
18. By taking care of yourself, you’re helping other people.
19. Reward yourself in big and little ways for staying on track.
20. Know where you are on the road to where you’re going.

Wherever you are now, whatever age or stage, How Much Is Enough? will give you the tools to get what you want and achieve financial freedom.