Warning Regarding Scams
These days, online scammers are finding more and more creative ways to try and get at your hard earned money or personal information.
Life, Liberty, the Pursuit of Happiness… and Summer Vacation?
That annual vacation isn’t a right; it’s a luxury. Financial planner Diane McCurdy offers some simple ways to break the costly “vacation entitlement” habit—and start saving now for next summer’s outing.
Stop The Christmas Spending Carousel: 8 Rules For A Financially Sane, Stress-Free Holiday Season.
Is your holiday spending out of control? How about your stress level? Financial planner Diane McCurdy offers some smart suggestions for reeling both back in.
The Spender/Saver Marriage: Seven Tips For Keeping It Together ’Til Death Do You Part.
Financial planner and author Diane McCurdy says spenders and savers don’ t have to end up in divorce court. All it takes is a touch of soul-searching, a dash of compromise . . . and a budget that allows for fun and retirement.
Saving Grace: Eight (Surprisingly Painless) Steps to Bucking Society’s Trend and Achieving Financial Sanity This Year
Where did your money go last year? Did you buy a shiny new car? The latest and greatest flat screen TV? Restaurant lunches every day of the week? Or did you tuck a healthy amount away into a savings account? If you answered the first three items in the affirmative and hung your head when […]
How Much Is Enough? Balancing Today’s Needs with Tomorrow’s Retirement Goals
One of the biggest questions surrounding retirement is “How much is enough”? Opinions on the “right” amount can vary and many people feel overwhelmed and anxious about whether they have enough saved for a comfortable, worry-free retirement.
Procrastinators’ Portfolio
When saving for retirement, it’s never too late. It’s a situation stressful enough to send most people’s anxiety levels sky-high. You wake up one morning, you’re 50, and you have no retirement savings. Unfortunately, many Canadians are heading toward that scenario or, worse, are living it. According to two Ipsos-Reid polls released earlier this year, […]
Smart spending: Learn your financial disposition.
According to financial planner and author Diane McCurdy, people have “financial attitudes” unique to them, and these attitudes shape how we should go about planning for retirement. “There are strengths and weaknesses in each; the problem is that if you take that weakness of the financial personality too far, you could get into financial trouble,” McCurdy said. McCurdy compiled her expertise […]
Twenty Key Strategies for Making Enough
Peace of mind is your reward for following the How Much Is Enough? program. If you’re on track for your Enough Number, enjoy today’s pleasures without worry. If you’re not on track, you’ll know your choices for doing what you have to do. It may be as easy as saving a few more dollars a […]
How can I save when just living takes all the money I’ve got?
It’s very tough when you’re stretched to the limit. If your situation will probably change in a few years, you might be able to make up for not saving now. But if you think you’ll be at this same level for some time, you really need to create a cushion for yourself. First, be very […]